Keep each CC/OD client monthly stock statement in one place. Drawing power uses that month margins, and the signed sheet prints offline.
The monthly CC/OD chore, automated: last month pre-fills, DP computes, statement prints.
Standard DP methodology (paid stock less margin + eligible debtors less margin, capped at sanction); stale-statement warning per RBI IRACP norms. Changelog note (v2, 2026-09-03): Four pre-launch corrections, all of them on the printed sheet the borrower signs.
AI tools for chartered accountants
by CA Karan Gupta
The monthly CC/OD chore, automated: last month pre-fills, DP computes, statement prints.
Last statutory update: 26 Sept 2026 — Standard DP methodology (paid stock less margin + eligible debtors less margin, capped at sanction); stale-statement warning per RBI IRACP norms. Changelog note (v2, 2026-09-03): Four pre-launch corrections, all of them on the printed sheet the borrower signs.
Standard CC/OD Drawing Power methodology: paid stock less margin plus eligible debtors less margin, capped at sanctioned limit. Stale-statement warning per RBI IRACP norms. Insurance particulars collected so the declaration's insured limb appears only where cover is stated. Confirm your bank's sanction-letter margins and stock-statement format before you file.
The workspace opens on tools.cakarangupta.com so site login and browser storage stay isolated. Print and local downloads work in the tool itself.
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